Finally. Unbiased help finding the right life insurance with the right company.
- No Medical Exam
- Fast Application
- No Agent Fees
- Immediate Coverage
- Fixed Premiums
- Multiple Plan Options
For your security, our partner agents will always provide their photo, social pages, and licensing credentials.
Submit Your Request
At OpenChoice, we believe insurance should be simple, honest, and focused on you. Whether you're looking for life insurance, final expense coverage, or just want to understand your options, we're here to help connect you with a licensed agent who listens first—and sells second.
We’re not a call center. We’re not a giant company trying to push one-size-fits-all plans. We're a small, dedicated team that partners with experienced insurance professionals who care about doing things the right way.
Frequently asked Questions
What does OpenChoice do?
Think of us as your connection to a vetted, licensed insurance agent who can help with your life insurance needs. We only partner with agents who represent multiple carriers, allowing them to research and offer a wider range of options. We do not sell insurance ourselves—we partner with those who do.
How are you different from similar companies?
Unlike many companies, we do not send your information to multiple agents. When you submit a request with us, we match you with just one agent. Our partner agents also agree not to sell or share your information with any other agents or third parties.
What can I expect if I submit a request?
A licensed agent will typically contact you within 1–3 days. If you’re new to shopping for life insurance, we recommend being open and transparent during the process. The more the agent understands your needs, the better they can find a long-term solution that fits.
Can I trust the agent?
We only work with agents who can provide photo ID, a professional online presence (such as Facebook or LinkedIn), and proof of an active license. While no system is perfect, this is a strong starting point. Feel free to ask about the agent’s background and experience to ensure you feel confident and comfortable.
How do agents get paid?
Agents are compensated by the life insurance carrier—not by you.
What if I’m no longer interested?
If an agent has already contacted you, just let them know. If not, you can email us at info@openchoice.net and we’ll notify the agent to cancel any outreach attempts.
What happens to my information?
We take your privacy seriously. We do not retain your name, email, or phone number after your request is processed. That information is permanently deleted—usually within a week. We only keep general, non-identifiable data (such as the number of submissions from each state) for internal reporting.