Terms and Conditions

Last Modified:  5/13/2025

Welcome to OpenChoice.net (the “Site”). By accessing or using this Site, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use the Site.

These Terms govern your access to and use of the Site and its content, as well as any services or information provided through the Site.

  1. Use of the Site

You may use this Site for lawful purposes only. You agree not to:

  • Violate any applicable federal, state, or local laws or regulations;
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity;
  • Interfere with the security of the Site or attempt to gain unauthorized access to systems, passwords, or data;
  • Use any automated means (such as robots, crawlers, or data mining tools) to access the Site.
  1. Intellectual Property

All content on this Site—including text, graphics, logos, and software—is the property of OpenChoice or its content providers and is protected by intellectual property laws. You may not use, reproduce, or distribute any content from this Site without prior written permission.

  1. Third-Party Links

This Site may include links to third-party websites. These links are provided for your convenience only. OpenChoice has no control over the content or privacy practices of those websites and assumes no responsibility for them.

  1. Disclaimer of Warranties

The Site is provided on an “as-is” and “as-available” basis. OpenChoice makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content or services provided.

We disclaim all warranties, express or implied, including but not limited to warranties of merchantability and fitness for a particular purpose.

  1. Limitation of Liability

To the fullest extent allowed by law, OpenChoice shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to, or use of, the Site or any services provided.

  1. Data Sharing and Lead Generation

By submitting your information through our Site, you agree that OpenChoice may share your information with licensed insurance agents for the purpose of providing you with insurance quotes or services. You may request to have your information permanently deleted by contacting us at chad@openchoice.net.

  1. Modifications to These Terms

OpenChoice reserves the right to change these Terms at any time. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms. Please check this page regularly for updates.

  1. Governing Law

These Terms and your use of the Site are governed by the laws of the State of Illinois, without regard to its conflict of laws principles.

  1. Contact Information

For questions about these Terms, please contact:

Chad LaVallie
Email: info@openchoice.net